Terms of Service

1. The agreement

"Margin," "we," "us," or "our" refers to Margin, a product of RAJ Studios based in Canada. "You" refers to the individual who installs and uses the software. These terms form a binding agreement between you and Margin.

If you do not agree to any part of these terms, do not install or use Margin.

2. License to use Margin

Margin is free to download and use. We grant you a personal, perpetual, non-exclusive, non-transferable license to install and use Margin on any Mac you own or personally control. Your journal entries are not shared between Macs; each install operates as its own independent, encrypted vault.

This license is for personal use. It does not include the right to:

• Resell, sublicense, rent, lease, or otherwise commercially redistribute Margin.
• Reverse-engineer, decompile, or disassemble Margin, except where this restriction is expressly prohibited by applicable law.
• Remove or alter any copyright, trademark, or other proprietary notices.
• Use Margin in any way that violates applicable law.

3. Themes and additional content

Margin includes a set of bundled themes at no cost. Additional themes purchased through the Theme Store are sold as separate one-time licenses, tied to the email you purchase with. Theme licenses are governed by the same terms in section 2, and you may not reproduce, redistribute, or resell a theme or its artwork.

Commissioned themes incorporate original artwork created by independent artists. We own or license the rights to use that artwork inside Margin. You receive a license to use the theme within Margin; you do not receive any rights to reproduce, redistribute, or use the underlying artwork outside Margin.

4. App updates

Margin the app is free, and so are its updates. We may release future paid themes or paid add-ons, but we will not retroactively gate existing features behind a paywall or subscription.

5. Payments and refunds

Theme purchases are processed by Paddle.com Market Limited ("Paddle"), the merchant of record. Paddle collects payment, charges applicable sales tax/VAT/GST, and issues receipts. Refunds are governed by our Refund Policy.

6. Privacy

Margin is designed to be local-first and privacy-preserving. Your journal entries are encrypted on your Mac and never transmitted to us. For full details, see our Privacy Policy.

7. Ownership and intellectual property

Margin, including the app, its name, design, source code, documentation, and bundled artwork, is the intellectual property of Margin, our licensors, and our partnered artists. This license does not transfer ownership; you receive only the right to use Margin under these terms.

Your journal entries remain entirely yours. We claim no ownership of, and no license to, any content you create in Margin.

8. Warranty disclaimer

Margin is provided "as is" and "as available." To the maximum extent permitted by applicable law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

While Margin is designed to keep your data safe and local, you are responsible for maintaining your own backups. Margin's encryption depends on you keeping your password and recovery key safe; we cannot recover entries if both are lost.

9. Limitation of liability

To the maximum extent permitted by law, Margin's total liability to you for any claim arising out of or relating to these terms or your use of Margin is limited to the greater of the amount you paid us (for example, for themes) in the 12 months preceding the claim, or USD $50.

We are not liable for any indirect, incidental, consequential, special, or exemplary damages, including loss of data, loss of profits, or business interruption.

10. Termination

Your license remains in effect for as long as you comply with these terms. If you materially breach these terms, we may suspend or terminate your license. You may stop using Margin at any time; uninstalling Margin does not entitle you to a refund except as set out in the Refund Policy.

11. Changes to these terms

We may update these terms occasionally to reflect changes in the product, in applicable law, or in our business. We'll post the new version here with an updated "Last updated" date. Material changes will be noted on the Margin website. Continued use of Margin after a change means you accept the updated terms.

12. Governing law

These terms are governed by the laws of the Province of Ontario, Canada, and the applicable laws of Canada, without regard to conflict-of-law principles. You agree that any dispute will be heard in the courts of Ontario, Canada, unless applicable consumer-protection law requires otherwise.

13. Contact

Questions about these terms? Email hello@marginjournal.app.